In a special and exclusive conversation, RBI Governor Shaktikanta Das and NDTV’s Editor-In-Chief Sanjay Pugalia disuss the Indian economy and the future of banking in India.
According to RBI’s August bulletin, banks are tapping alternative sources such as commercial paper and certificates of deposit as deposit growth lags credit growth.
“Banks are taking greater recourse to short-term non-retail deposits and other instruments of liability to meet the incremental credit demand. This, as I emphasised elsewhere, may potentially expose the banking system to structural liquidity issues,” Shaktikanta Das had said while unveiling bi-monthly monetary policy.
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